Workers’ compensation is crucial for small businesses. Not only does it help employers from being liable for employee injuries, but it also protects employees from large medical bills. Businesses with workman’s comp insurance have been shown to have higher employee morale than those without.
However, not all workers comp insurance companies are the same. In this article, we will examine what you should look for when shopping for insurance and why Employers Insurance stands out from the rest.
Fraud Prevention Services
Workers’ compensation fraud hurts employers and employees, as it can increase premiums for the employers and make it harder for honest employees to receive workers’ compensation without increased scrutiny. The best workers’ compensation insurance companies, such as Employers Insurance, offer fraud prevention services run by an in-house staff of ex-law enforcement and others with criminal investigation experience. Workers’ compensation fraud is a criminal offense, and you want a team of experts behind your back to help fight it.
Resources For Injury Prevention
The best way to avoid workers’ compensation claims is to foster a safe workplace environment. That’s why companies like Employers Insurance offer resources to help employers create a culture of workplace safety. This includes employee training, ensuring workplaces meet OSHA guidelines, and detailed hazard analysis of your workplace.
Personalized Care For Injured Workers
A high-quality workers’ compensation insurance company aims to reduce downtime for injured workers while ensuring your employees get the best care possible. Employers Insurance partners with medical providers and expert physicians to provide personalized care designed to get your employees back to work healthy and as soon as possible.
Detailed Audit Services
Every Company that uses workers’ compensation insurance is required to perform annual audits. These audits examine your company, payroll, job duties, and classification to determine if your current premium is accurate.
The best insurance companies understand that every business is different and offer unique audit options to fit their needs. Some audit options can be done through the mail or completely online.
Return To Work Services
A big concern for businesses after an employee injury is reducing down time. That’s why companies like Employers Insurance offer return-to-work services, so your company doesn’t experience a long drop in productivity after an injury. Return to work services have increased productivity, improved company culture, and led to faster workers comp claim resolution.
Easy Payment Options
Finally, the best insurance companies offer payment options that work with your business needs. Ideally, you should look for one with a pay-as-you-go program that can be accessed twenty-four hours a day through an online portal. Addinally, you want the option to pay from multiple bank accounts.
Workers’ Compensation Insurance is Important
Companies with a good workers’ compensation insurance plan have higher employee morale and a safer workplace. As you can see from the article, the best insurance companies offer unique services designed to help you and your employees. When looking for workers comp insurance, you should always strive for the best.